Category: Business Insurance

Another Insurance Recommendation

  Another happy client that we’ve helped with their insurances: Steven Hill, Fortop Automation & Energy Control UK Ltd, Suppliers of machine safety and industrial sensors   “I would have no hesitation to recommend AP Insurance as they offer a varied selection of products to suit your individual needs and requirements”

11 Ways to help get your insurance claim paid – #4

11 Ways to help get your insurance claim paid.   #4 – Insure your contents for the correct amounts. If you want your insurance claim to be paid in full, one important thing to get right is your sums insured.  Even though you are unlikely to suffer a total loss of all your buildings and… Read more »

11 Ways to help get your insurance claim paid – #3

11 Ways to help get your insurance claim paid.   #3 – Don’t leave keys in your car. Pretty much all insurance policies now exclude theft of your vehicle if the keys are left in or on it. So, when you fill up with fuel, lock the car and take the keys when you go… Read more »

11 Ways to help get your insurance claim paid – #2

11 Ways to help get your insurance claim paid.   #2 – Tell your insurer about previous claims. Being honest with an insurer is fundamental and they need to know about the claims you have made in order to work out their premium.  So if they find out you haven’t told them about a claim… Read more »

11 Ways to help get your insurance claim paid – #1

11 Ways to help get your insurance claim paid.   #1 – Have an accurate business description on your policy. A business insurance policy covers the activities of the business, so if your business isn’t correctly and fully described, there is a risk that the insurer won’t deal with your claim. For example, if you… Read more »

Burglars love warm weather!

Why do burglars love warm weather?   Because, we tend to leave windows open making it easy for them to slip in and out of your home or business premises, taking valuables and IT equipment. So what to do?  I’m not suggesting you need to close all your windows so that you cook but you might like… Read more »

Are your employees banned from driving?

  No?   How do you know?  Have you checked their driving licence?   I sometimes watch those police programmes and it amazes me how so many people have the nerve to drive a car when they’ve been banned. What are the issues? If you have staff that use your vehicles, then you could be uninsured if… Read more »

Nudge nudge wink wink. Do you like photography? An Insurance Tip

Monty Python fans will remember this, others may not. Either way, I have some tips for you that will help you if you ever need to make a claim: Take photos of each area of your business premises, from different angles so that all your equipment is identified.   Believe it or not, people that suffer… Read more »

Employee injured abroad – Should I have Business Travel Insurance?

Sending staff abroad on business makes you an overseas player what if something happens to them whilst they’re away? The European Health Insurance Card (EHIC) will help a little (if your employee has applied for one) but it won’t provide full cover. Also it’s only for Europe as the name implies! Their personal travel insurance… Read more »

Another Great Insurance Testimonial

This time from Ruth Cattell at The Extra Contribution Ltd “Andy took away the hassle and confusion sometimes associated with insurance.  He made everything quite straightforward for me, especially with my US-based contracts.  Nothing was a problem, his relaxed-but-highly-efficient style was very refreshing, and he didn’t once try to blind me with science.  I have… Read more »