Employee injured abroad – Should I have Business Travel Insurance?

Sending staff abroad on business makes you an overseas player what if something happens to them whilst they’re away?

• The European Health Insurance Card (EHIC) will help a little (if your employee has applied for one) but it won’t provide full cover. Also it’s only for Europe as the name implies!
• Their personal travel insurance may not cover business trips.
• What if you need to send a replacement employee if another is taken ill when abroad?

An annual Business Travel insurance policy might be the answer.  Like a personal travel policy, it will cover medical expenses, cancellation costs and baggage etc but also:

• It can cover all employee trips – no more checking that they have their own insurance.
• It can include the cost of sending out a replacement employee should one be taken ill.
• The annual cost is usually less than several individual policies.

If you would like to discuss your business travel or other business insurance needs call now for a free no-obligation review.  01527 306 041