Public Liability Insurance

Public liability insurance covers legal defence costs and awards made against you arising from liability at law for injury to others or damage to their property arising out of your business activities (but not products supplied). For example a visitor to your premises might trip over some packing materials or be injured by a moving forklift truck.

Employers’ Liability Insurance

Employers’ liability insurance covers legal defence costs and awards made against you arising from your liability at law for injury to your employees. This is compulsory if you employ staff but may also apply if you use labour only sub-contractors. So if an employee alleges that he was injured by a machine whilst carrying out his job, the insurer will act for you and will either defend the claim or negotiate a settlement.

Products Liability Insurance

Products liability insurance covers legal defence costs and awards made against you arising from liability at law for injury to others or damage to their property arising out of products or services supplied by you. So if the product you manufacture injures a customer or damages their property, the insurer will act for you and defend your liability.

Financial Loss Insurance

To cover legal defence costs and awards made against you arising from liability at law for pure financial loss (not injury to others or damage to their property) arising out of products or services supplied by you.

For more details on how we can help protect your business, call us TODAY on 01527 306 041 or complete your details below. We will be glad to help!