Month: October 2011

Home Insurance – Preparing for Winter

As the late summer heat wave seems to have left us at last, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – these are very susceptible to wind and storm damage so make sure they have been inspected… Read more »

Loss of Profits Insurance – Getting it right

A fire that gutted a 15th century pub and badly damaged several Hereford city centre shops in October 2010 has highlighted the need for correct loss of profit or business interruption insurance. The fire has meant that several businesses have still not been able to re-open and plans have only now been approved to re-build…. Read more »

Directors’ & Officers’ Liability Insurance – How important is it?

Directors’ and Officers’ Liability insurance (D&O) should be an important consideration for all companies and the notes below help to explain why. We are working in an increasingly litigious business environment with directors and senior staff at greater risk of facing the possibility of legal action being taken against them as a result of actions… Read more »

10 Ways to have a Claim Refused or Reduced

Despite what some people may think, insurers do want to settle claims fairly and therefore keep clients happy. However, the following list highlights 10 things you should do to help ensure your claim is NOT settled quickly and in full! Don’t notify your claim promptly. In some cases, this can increase the cost of the claim… Read more »