A new French law came into force on 1 July 2012 making it compulsory for drivers to carry a breathalyser kit in their vehicles or risk an on-the-spot fine of 11 Euros. This is in addition to existing rules which require: The display of a GB plate Headlights to be adjusted to the right. The vehicle to be equipped… Read more »
Category: Business Insurance
Insurance Tips for the Medical Sector
As if the medical sector didn’t have enough to think about, businesses in this area also have many insurance issues to battle with, some of which are common to other sectors and some which are peculiar to them. My involvement with dentists, doctors and other medical provision companies over the past 13 years has highlighted… Read more »
Insurance Tips for Retailers
This bulletin is designed to give retailers a better understanding of some of the risks that they may face and some of the solutions that are available to them. The downside of technology With modern technology, it has become very easy for retailers and shop owners to arrange their own insurance online. There are many “packaged” policies that… Read more »
Insurance Tips for Manufacturers
This bulletin is designed to give manufacturers a better understanding of some of the risks that they may face and some of the solutions that are available to them. Manufacturers face a multitude of different issues depending on their particular sector so this issue COULD go on for pages! However, I’ve tried to keep it brief… Read more »
Client Testimonials
. . Many of our clients have been kind enough to tell us what they think about our service. Read what they have said HERE.
Insurance Tips for Property Owners
This bulletin is designed to give property owners a better understanding of some of the risks that they may face and some of the solutions that are available to them. Common Issues and Concerns Getting the name right on the policy. It may seem a minor point but the policy must be in the name of the property owner or… Read more »
Helping your business survive
A number of statistics are quoted about the number of businesses that fail after suffering a major incident such as a fire. Whether that figure is 60%, 70% or 80%, it is still a very high number but there are some simple steps to help ensure that your business does not become one of them. Many… Read more »
Avoid Water Damage
It might be tempting to turn off the heating in your business premises over the holiday period. However, a word of warning. Last year, one of my clients did just that and when the temperature dropped, his pipes froze and then burst. This caused serious water damage to his premises and a loss of trade……. Read more »
Loss of Profits Insurance – Getting it right
A fire that gutted a 15th century pub and badly damaged several Hereford city centre shops in October 2010 has highlighted the need for correct loss of profit or business interruption insurance. The fire has meant that several businesses have still not been able to re-open and plans have only now been approved to re-build…. Read more »
Directors’ & Officers’ Liability Insurance – How important is it?
Directors’ and Officers’ Liability insurance (D&O) should be an important consideration for all companies and the notes below help to explain why. We are working in an increasingly litigious business environment with directors and senior staff at greater risk of facing the possibility of legal action being taken against them as a result of actions… Read more »