An old family friend of ours used to say that flat roofs were “the work of the devil”. They would leak and whilst they were cheaper to build, usually had to be replaced much sooner than a conventional roof. That was a while ago and whilst roof construction techniques have improved, flat roofs still create their own… Read more »
Category: Business Insurance
Images in your Marketing – Beware
The availability of pictures on the internet can make it very easy to use them in your marketing or work documentation. But in business, doing so without paying could land you in hot water…..as found out by a client of mine recently. They had used a photo in a PowerPoint presentation which their client uploaded… Read more »
The Importance of an Asset Register
As an Insurance Director, it alarms me that so many business owners do not have an Asset Register for their contents and machinery. Trying to recall every item that has been damaged or stolen is inevitably difficult and can mean that business owners are not making a full claim – this is money they should not lose. Unfortunately, not… Read more »
Tax Discs Disappear
So tax discs disappear from 1st October. The duty is still payable as normal and we will continue to be sent the reminder letter but wasn’t it great to have that little reminder sat in the windscreen? The duty can also now be paid monthly….for a charge and I’m sure that will swell the Treasury… Read more »
Will Your Security Pass a Claim Test?
If you have a home or business contents insurance policy, then you will more than likely have to comply with certain security requirements. But do you know what they are? I would say that the majority of new clients I go to see are not meeting their insurer’s requirements, with the result that they risk having an… Read more »
What’s in a Name?
The Importance of a name – Getting it wrong could leave you uninsured! I recently went to see a new potential client to advise him about home insurance. He runs a (limited company) business from a separate outbuilding, employing a member of staff. He had been told by his broker that the policy would… Read more »
AXA – Why Claims are Turned Down
AXA Insurance, one of Europe’s biggest insurers has announced the four most frequent reasons for them turning down claims. They are all the sorts of things I’ve been telling people about…..and they’re really easy to avoid: 1. Unbelievably, people are still leaving their keys in the car when they get out e.g. when paying… Read more »
Further Expansion News!
First larger offices, now more staff! Following on from our move to larger offices, I am pleased to announce the appointment of a new Client Manager, Wendy Kaye from 31 March 2014. Wendy brings with her extensive knowledge of the business and private client insurance markets, having worked in the financial services sector for many… Read more »
Danger of not checking driving licences
Not checking employee driving licence almost costs thousands! An employee of one of my clients recently had a car accident in a company owned vehicle. Fortunately nobody was injured but the car was a write-off. The insurer asked for the driver’s licence details and previous convictions and only then was it realised that the employer… Read more »
New 24/7 Claims Service for Insurance Clients
We are delighted to announce the launch of a new 24/7 Claims Response Service for our clients. As a commitment to service quality for our business and private clients, we are proud to announce a new emergency repair and insurance reinstatement service. We have teamed up with building disaster recovery and repair specialists Prism… Read more »