Not your normal insurance advert!!
Category: Consumer Insurance
Beware of Medical Declarations in Travel Insurance
A client of ours almost came “unstuck” recently by not reading his documentation. Most travel insurance policies contain a medical declaration which requires the policyholder to declare certain medical conditions suffered not only by those travelling but also close relatives. Our client was on holiday with his wife when her mother sadly passed away and… Read more »
The Work of the Devil?
An old family friend of ours used to say that flat roofs were “the work of the devil”. They would leak and whilst they were cheaper to build, usually had to be replaced much sooner than a conventional roof. That was a while ago and whilst roof construction techniques have improved, flat roofs still create their own… Read more »
Tax Discs Disappear
So tax discs disappear from 1st October. The duty is still payable as normal and we will continue to be sent the reminder letter but wasn’t it great to have that little reminder sat in the windscreen? The duty can also now be paid monthly….for a charge and I’m sure that will swell the Treasury… Read more »
Why your home insurer may not pay your claim in full – underinsurance
Many people believe that insurance companies try to wriggle out of paying claims in full. However, the truth is that their insurance has probably just been poorly arranged and the most common reason for a claim being reduced is due to underinsurance – not insuring for the full rebuilding cost of your home or the… Read more »
Will Your Security Pass a Claim Test?
If you have a home or business contents insurance policy, then you will more than likely have to comply with certain security requirements. But do you know what they are? I would say that the majority of new clients I go to see are not meeting their insurer’s requirements, with the result that they risk having an… Read more »
Put that Light Out!
… or that fire! It’s quite often that a small fire in a house turns into something much larger… and in many cases this need not happen. Clearly, protecting life is the most important thing and protecting your property comes second, but it may be that tackling a fire can actually help to save lives, particularly… Read more »
AXA – Why Claims are Turned Down
AXA Insurance, one of Europe’s biggest insurers has announced the four most frequent reasons for them turning down claims. They are all the sorts of things I’ve been telling people about…..and they’re really easy to avoid: 1. Unbelievably, people are still leaving their keys in the car when they get out e.g. when paying… Read more »
A thought for Adventurous Travellers
Important Tip for Travellers My eldest son is about to start work for a holiday company in Greece, teaching sailing and windsurfing. He is provided with travel insurance by his employer BUT, when I checked through it, I found that if he does any personal sailing or windsurfing, he will not be insured for any injury… Read more »
Further Expansion News!
First larger offices, now more staff! Following on from our move to larger offices, I am pleased to announce the appointment of a new Client Manager, Wendy Kaye from 31 March 2014. Wendy brings with her extensive knowledge of the business and private client insurance markets, having worked in the financial services sector for many… Read more »