Category: Consumer Insurance

Another Insurance Recommendation

  Another happy client that we’ve helped with their insurances: Steven Hill, Fortop Automation & Energy Control UK Ltd, Suppliers of machine safety and industrial sensors   “I would have no hesitation to recommend AP Insurance as they offer a varied selection of products to suit your individual needs and requirements”

11 Ways to help get your insurance claim paid – #4

11 Ways to help get your insurance claim paid.   #4 – Insure your contents for the correct amounts. If you want your insurance claim to be paid in full, one important thing to get right is your sums insured.  Even though you are unlikely to suffer a total loss of all your buildings and… Read more »

11 Ways to help get your insurance claim paid – #3

11 Ways to help get your insurance claim paid.   #3 – Don’t leave keys in your car. Pretty much all insurance policies now exclude theft of your vehicle if the keys are left in or on it. So, when you fill up with fuel, lock the car and take the keys when you go… Read more »

11 Ways to help get your insurance claim paid – #2

11 Ways to help get your insurance claim paid.   #2 – Tell your insurer about previous claims. Being honest with an insurer is fundamental and they need to know about the claims you have made in order to work out their premium.  So if they find out you haven’t told them about a claim… Read more »

Nudge nudge wink wink. Do you like photography? An Insurance Tip

Monty Python fans will remember this, others may not. Either way, I have some tips for you that will help you if you ever need to make a claim: Take photos of each area of your business premises, from different angles so that all your equipment is identified.   Believe it or not, people that suffer… Read more »

Another Great Insurance Testimonial

This time from Ruth Cattell at The Extra Contribution Ltd “Andy took away the hassle and confusion sometimes associated with insurance.  He made everything quite straightforward for me, especially with my US-based contracts.  Nothing was a problem, his relaxed-but-highly-efficient style was very refreshing, and he didn’t once try to blind me with science.  I have… Read more »

What a great testimonial!

It’s great to receive positive recommendations and testimonials from clients for our insurance advice. This time from Gareth Hodson, GJH Electrical Services Ltd, Electrical Contractor based in Bromsgrove “I have known Andrew Phillips for over 12 months and during that time the company has always presented itself to be professional and experts in the insurance industry.  When my… Read more »

Insurer prevents cold Christmas

It’s my last post of the year and I’m ending with a positive news story which involves me! Twas the night before Christmas (Eve) and all through the house, not a radiator was humming, not even a clunk!  Well actually it was the boiler that was clunking but not much else.  11.15 on Sunday night and… Read more »

Servicing of Domestic Electric Gates

A recent Health & Safety Executive case has stated that it is NOT mandatory for “domestic” owners of electric gates to have them serviced/tested annually. HSE was investigating a firm that stated it was compulsory for electric gates to be serviced annually under current health and safety regulations.   However, the HSE does advise that it is a… Read more »

Will Flood Insurance continue?

It is estimated that the cost of flood damage in 2012 will be £1bn.  “So what” you may ask, “That’s what insurance is for”. Yes it is, but insurance is all about protecting against unforeseen events, not things that are likely to happen.  Insurers now have more and more data about the likelihood of flooding… Read more »