The Agency Workers Directive will be implemented in the UK on 1 October 2011 through the Agency Workers Regulations 2010. The purpose of the Directive is to provide temporary agency workers with equal treatment in terms of basic working and employment conditions as if they had been employed directly to do the same job. This… Read more »
Tag: insurance droitwich
Insurance for Students
With children going off to university, perhaps for the first time, insurance to cover their belongings is probably not the first thing on your mind. However, whilst many home contents insurance policies now include cover for belongings of students at college or university, there are a few things to watch out for, as highlighted below: The cover may be… Read more »
Insurance Tips – Autumn Weather
With autumn upon us and winter approaching, now is a good time to start taking some precautions to help prevent damage and keep you on the right side of your insurance policy conditions. Your Home Keep gutters and gulleys clear of leaves and other debris to help prevent water damage and flooding. Check the condition… Read more »
Underinsurance – Not a risk worth taking
I frequently meet home owners who are not correctly insured and do not realise the effect it can have. The following article sheds some light on the subject My property will never be totally destroyed so why should I insure for its full rebuilding cost? Firstly, IT IS possible for a house or commercial property to be… Read more »
Trace and Access Insurance – What’s it all about?
What’s the problem? There is a water leak in the house but is it coming from under that wooden floor or from behind that new tiling in the bathroom? What often happens? An insurer will pay for the damage caused by the leak e.g. carpets and decorations, but often WILL NOT pay for the cost… Read more »
Personal Accident – An Overlooked Insurance?
The Dilemma How would your business cope if a member of staff was injured and unable to work for a few weeks or a few months? Would you like to provide a lump sum payment to your staff if they were permanently injured? The Solution Personal Accident insurance can pay a weekly amount for up… Read more »
Take Extra Care with New Staff
With school leavers hitting the workplace, now is an even more important time to protect them against accidents. A recent Health & Safety Executive document warned that workers are as likely to have an accident in the first six months at a workplace as during the whole of the rest of their working life. The… Read more »
Company Directors – Are your personal assets at risk?
It can be very reassuring being a director of a company knowing that if anything goes wrong, then the company will pick up the tab. Unfortunately, this is not always the case. All too often now, if something goes wrong or if someone has a grievance about how they have been treated, they will take… Read more »
Guidance for Businesses – Managing your Flood Risk
Introduction Recent flooding events experienced across the UK, particularly over the last decade, have shown the devastating impact that flooding can have on property, businesses and individuals. While it may not always be possible to eliminate the risk of flooding altogether, many practical steps can be taken to reduce the risk of flood damage and… Read more »
Home Insurance Tip
Should the worst happen and your home is damaged by fire, it can often be difficult to remember what was in a room at the time. It is also important to be able to show your insurer what you are claiming for. A simple solution is to take a few photographs of each room from different angles…. Read more »