With children going off to university, perhaps for the first time, insurance to cover their belongings is probably not the first thing on your mind. However, whilst many home contents insurance policies now include cover for belongings of students at college or university, there are a few things to watch out for, as highlighted below: The cover may be… Read more »
Tag: home insurance tips
Insurance Tips – Autumn Weather
With autumn upon us and winter approaching, now is a good time to start taking some precautions to help prevent damage and keep you on the right side of your insurance policy conditions. Your Home Keep gutters and gulleys clear of leaves and other debris to help prevent water damage and flooding. Check the condition… Read more »
Underinsurance – Not a risk worth taking
I frequently meet home owners who are not correctly insured and do not realise the effect it can have. The following article sheds some light on the subject My property will never be totally destroyed so why should I insure for its full rebuilding cost? Firstly, IT IS possible for a house or commercial property to be… Read more »
Trace and Access Insurance – What’s it all about?
What’s the problem? There is a water leak in the house but is it coming from under that wooden floor or from behind that new tiling in the bathroom? What often happens? An insurer will pay for the damage caused by the leak e.g. carpets and decorations, but often WILL NOT pay for the cost… Read more »
Home Insurance Tip
Should the worst happen and your home is damaged by fire, it can often be difficult to remember what was in a room at the time. It is also important to be able to show your insurer what you are claiming for. A simple solution is to take a few photographs of each room from different angles…. Read more »