Insurer pays £3,000 more than they had to! A good news story and one that shows that insurance companies do have a generous side. Earlier in the year one of my clients reviewed their sum insured for jewellery on their home insurance policy, reducing it from £19,000 to £7,300 as they only had one expensive… Read more »
Tag: valuables insurance
Winter Weather Precautions
Hope you enjoyed the summer!! Just to make it worse, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – Insurers don’t pay out if they are poorly maintained and they are very susceptible to wind and storm damage… Read more »
Home Insurance Tips for the more complex
Home Insurance for the more complex! Most people can arrange their home insurance very easily with a few “clicks” or a phone call. However, you may have more complex requirements or may prefer a more face to face service. You may not “fit” a standard home insurance policy and may have a concern in the… Read more »
If it’s raining this bank holiday weekend…
If the weather does turn bad this weekend (and even if it doesn’t), a great job would be to spend 30 minutes to take some digital photographs of the INSIDE of your home. Two or three of each room from different angles should be enough plus some specific pictures of any more valauble items – jewellery,… Read more »
Have I got the right insurance for my home?
Deciding what is the right insurance for your home can be a minefield. Our free guide below may be of help. Click here for our guide about the right insurance for your home
Home Insurance – Preparing for Winter
As the late summer heat wave seems to have left us at last, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – these are very susceptible to wind and storm damage so make sure they have been inspected… Read more »
Insurance for Students
With children going off to university, perhaps for the first time, insurance to cover their belongings is probably not the first thing on your mind. However, whilst many home contents insurance policies now include cover for belongings of students at college or university, there are a few things to watch out for, as highlighted below: The cover may be… Read more »
Insurance Tips – Autumn Weather
With autumn upon us and winter approaching, now is a good time to start taking some precautions to help prevent damage and keep you on the right side of your insurance policy conditions. Your Home Keep gutters and gulleys clear of leaves and other debris to help prevent water damage and flooding. Check the condition… Read more »
Underinsurance – Not a risk worth taking
I frequently meet home owners who are not correctly insured and do not realise the effect it can have. The following article sheds some light on the subject My property will never be totally destroyed so why should I insure for its full rebuilding cost? Firstly, IT IS possible for a house or commercial property to be… Read more »
Trace and Access Insurance – What’s it all about?
What’s the problem? There is a water leak in the house but is it coming from under that wooden floor or from behind that new tiling in the bathroom? What often happens? An insurer will pay for the damage caused by the leak e.g. carpets and decorations, but often WILL NOT pay for the cost… Read more »