Insurer pays £3,000 more than they had to! A good news story and one that shows that insurance companies do have a generous side. Earlier in the year one of my clients reviewed their sum insured for jewellery on their home insurance policy, reducing it from £19,000 to £7,300 as they only had one expensive… Read more »
Tag: fine art insurance
Winter Weather Precautions
Hope you enjoyed the summer!! Just to make it worse, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – Insurers don’t pay out if they are poorly maintained and they are very susceptible to wind and storm damage… Read more »
Home Insurance Tips for the more complex
Home Insurance for the more complex! Most people can arrange their home insurance very easily with a few “clicks” or a phone call. However, you may have more complex requirements or may prefer a more face to face service. You may not “fit” a standard home insurance policy and may have a concern in the… Read more »
If it’s raining this bank holiday weekend…
If the weather does turn bad this weekend (and even if it doesn’t), a great job would be to spend 30 minutes to take some digital photographs of the INSIDE of your home. Two or three of each room from different angles should be enough plus some specific pictures of any more valauble items – jewellery,… Read more »
Have I got the right insurance for my home?
Deciding what is the right insurance for your home can be a minefield. Our free guide below may be of help. Click here for our guide about the right insurance for your home
Flood Insurance Claims Up
The average cost of a burst pipe claim has reached £25,000 according to AXA insurance, with the total number of claims up by around 50%, following two successive winters of big freezes.
Insurance Tips – Autumn Weather
With autumn upon us and winter approaching, now is a good time to start taking some precautions to help prevent damage and keep you on the right side of your insurance policy conditions. Your Home Keep gutters and gulleys clear of leaves and other debris to help prevent water damage and flooding. Check the condition… Read more »
Underinsurance – Not a risk worth taking
I frequently meet home owners who are not correctly insured and do not realise the effect it can have. The following article sheds some light on the subject My property will never be totally destroyed so why should I insure for its full rebuilding cost? Firstly, IT IS possible for a house or commercial property to be… Read more »
Trace and Access Insurance – What’s it all about?
What’s the problem? There is a water leak in the house but is it coming from under that wooden floor or from behind that new tiling in the bathroom? What often happens? An insurer will pay for the damage caused by the leak e.g. carpets and decorations, but often WILL NOT pay for the cost… Read more »
Home Insurance Tip
Should the worst happen and your home is damaged by fire, it can often be difficult to remember what was in a room at the time. It is also important to be able to show your insurer what you are claiming for. A simple solution is to take a few photographs of each room from different angles…. Read more »