Despite what some people may think, insurers do want to settle claims fairly and therefore keep clients happy. However, the following list highlights 10 things you should do to help ensure your claim is NOT settled quickly and in full! Don’t notify your claim promptly. In some cases, this can increase the cost of the claim… Read more »
Tag: commercial insurance
New Rules for firms employing Agency Workers
The Agency Workers Directive will be implemented in the UK on 1 October 2011 through the Agency Workers Regulations 2010. The purpose of the Directive is to provide temporary agency workers with equal treatment in terms of basic working and employment conditions as if they had been employed directly to do the same job. This… Read more »
Underinsurance – Not a risk worth taking
I frequently meet home owners who are not correctly insured and do not realise the effect it can have. The following article sheds some light on the subject My property will never be totally destroyed so why should I insure for its full rebuilding cost? Firstly, IT IS possible for a house or commercial property to be… Read more »
Personal Accident – An Overlooked Insurance?
The Dilemma How would your business cope if a member of staff was injured and unable to work for a few weeks or a few months? Would you like to provide a lump sum payment to your staff if they were permanently injured? The Solution Personal Accident insurance can pay a weekly amount for up… Read more »
Take Extra Care with New Staff
With school leavers hitting the workplace, now is an even more important time to protect them against accidents. A recent Health & Safety Executive document warned that workers are as likely to have an accident in the first six months at a workplace as during the whole of the rest of their working life. The… Read more »
Company Directors – Are your personal assets at risk?
It can be very reassuring being a director of a company knowing that if anything goes wrong, then the company will pick up the tab. Unfortunately, this is not always the case. All too often now, if something goes wrong or if someone has a grievance about how they have been treated, they will take… Read more »
Guidance for Businesses – Managing your Flood Risk
Introduction Recent flooding events experienced across the UK, particularly over the last decade, have shown the devastating impact that flooding can have on property, businesses and individuals. While it may not always be possible to eliminate the risk of flooding altogether, many practical steps can be taken to reduce the risk of flood damage and… Read more »
Does your business operate a commercial vehicle?
If your business operates a commercial vehicle over 3.5 tonnes, you have until 9 September 2014 for all your drivers to complete 35 hours training – called the Driver Certificate of Professional Competence (CPC). That may sound a long way off but if you consider that there are around 500,000 HGV drivers in the UK, all… Read more »