Why do burglars love warm weather? Because, we tend to leave windows open making it easy for them to slip in and out of your home or business premises, taking valuables and IT equipment. So what to do? I’m not suggesting you need to close all your windows so that you cook but you might like… Read more »
Tag: commercial insurance
Winter Weather Precautions
Hope you enjoyed the summer!! Just to make it worse, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – Insurers don’t pay out if they are poorly maintained and they are very susceptible to wind and storm damage… Read more »
Is Pollution a risk for your business?
Think pollution is not a risk for your business? Think again! It’s not just big chemical companies that face pollution problems. Leaks from oil tanks can also cause river or ground water pollution and companies can face clean up costs for long term pollution, which isn’t covered under normal insurance policies. The subject… Read more »
Have I got the right insurance for my business?
Deciding what is the right insurance for a business can be a minefield. Our free guide below may be of help. Click here for our Guide to Insurance
Insurance Tips for the Medical Sector
As if the medical sector didn’t have enough to think about, businesses in this area also have many insurance issues to battle with, some of which are common to other sectors and some which are peculiar to them. My involvement with dentists, doctors and other medical provision companies over the past 13 years has highlighted… Read more »
Insurance Tips for Manufacturers
This bulletin is designed to give manufacturers a better understanding of some of the risks that they may face and some of the solutions that are available to them. Manufacturers face a multitude of different issues depending on their particular sector so this issue COULD go on for pages! However, I’ve tried to keep it brief… Read more »
Insurance Tips for Property Owners
This bulletin is designed to give property owners a better understanding of some of the risks that they may face and some of the solutions that are available to them. Common Issues and Concerns Getting the name right on the policy. It may seem a minor point but the policy must be in the name of the property owner or… Read more »
Helping your business survive
A number of statistics are quoted about the number of businesses that fail after suffering a major incident such as a fire. Whether that figure is 60%, 70% or 80%, it is still a very high number but there are some simple steps to help ensure that your business does not become one of them. Many… Read more »
Loss of Profits Insurance – Getting it right
A fire that gutted a 15th century pub and badly damaged several Hereford city centre shops in October 2010 has highlighted the need for correct loss of profit or business interruption insurance. The fire has meant that several businesses have still not been able to re-open and plans have only now been approved to re-build…. Read more »
Directors’ & Officers’ Liability Insurance – How important is it?
Directors’ and Officers’ Liability insurance (D&O) should be an important consideration for all companies and the notes below help to explain why. We are working in an increasingly litigious business environment with directors and senior staff at greater risk of facing the possibility of legal action being taken against them as a result of actions… Read more »