Tag: high value home insurance

Insurer pays £3,000 more than they had to!

Insurer pays £3,000 more than they had to! A good news story and one that shows that insurance companies do have a generous side. Earlier in the year one of my clients reviewed their sum insured for jewellery on their home insurance policy, reducing it from £19,000 to £7,300 as they only had one expensive… Read more »

Insurer prevents cold Christmas

It’s my last post of the year and I’m ending with a positive news story which involves me! Twas the night before Christmas (Eve) and all through the house, not a radiator was humming, not even a clunk!  Well actually it was the boiler that was clunking but not much else.  11.15 on Sunday night and… Read more »

Winter Weather Precautions

Hope you enjoyed the summer!!  Just to make it worse, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – Insurers don’t pay out if they are poorly maintained and they are very susceptible to wind and storm damage… Read more »

Students at University

As the little ones (!) fly the nest to university or return for second and third years, have you thought about protecting their belongings?  Have you changed insurer in the last year and forgotten to check if you have insurance to cover their contents and belongings? Not all home insurance policies include insurance for students’… Read more »

Home Insurance Tips for the more complex

Home Insurance for the more complex! Most people can arrange their home insurance very easily with a few “clicks” or a phone call. However, you may have more complex requirements or may prefer a more face to face service.    You may not “fit” a standard home insurance policy and may have a concern in the… Read more »

Have I got the right insurance for my home?

Deciding what is the right insurance for your home can be a minefield. Our free guide below may be of help.   Click here for our guide about the right insurance for your home    

Travel Insurance before it’s too late!

If your thoughts turn to booking a holiday, remember to arrange your travel insurance as soon as you have paid a deposit and NOT when you are just about to go away.   Then, if you have to cancel the trip (for example, someone falls ill or is called for jury service), the policy will cover… Read more »

Flood Insurance Claims Up

The average cost of a burst pipe claim has reached £25,000 according to AXA insurance, with the total number of claims up by around 50%, following two successive winters of big freezes.

Who pays if you have to move out?

Claims for damage to homes following burst pipes increased last year and the scenes of flooded houses are becoming all too familiar. Repairing the damage is one thing, but if you have to move into temporary accommodation for several weeks or even months, would all your costs be insured?  The amount that insurers will pay for… Read more »

Home Insurance – Preparing for Winter

As the late summer heat wave seems to have left us at last, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – these are very susceptible to wind and storm damage so make sure they have been inspected… Read more »