When it comes to high-value buildings insurance, many people assume that all policies are identical, but this is not the case. Although many insurance policies are quite similar, they do actually provide different levels of cover and limits for different types of claims. What you may further not realise is that when it comes to large or listed buildings, the factors to take into account and the types of cover available require professional and expert knowledge.
If and when you need to make a claim, your individual case will be looked at by insurers, so it is crucial that your precise requirements are taken into account in your policy. At AP Insurance Brokers, we base our success on your satisfaction; and we take great pride in working alongside your individual circumstances to ensure that your policy covers your specific requirements to benefit any future claims you make.
One of the most common reasons for claim payments being reduced is underinsurance, and we are here to help ensure that this doesn’t happen for you! It can be very difficult to work out the correct rebuilding cost of a large property or a listed building, and so we can arrange for the most proficient industry experts to calculate the exact figure to guarantee that any claim you make is paid in full. Many of the insurers we deal with even offer a complimentary appraisal of the property to do this.
Making sure the insurance company understands the exact construction of all the buildings (including outbuildings), is crucial – we deal with this during our survey
Properties that have suffered from flooding or are at risk of a flood can be difficult to insure. We have access to specialist markets that, with the right information, are able to offer realistic cover.
Based just off the M5 in Worcestershire we can assist clients in Bromsgrove, Droitwich, Redditch, plus Worcestershire, Warwickshire and the West Midlands
For more details on how we can help protect your home, call us TODAY on 01527 306 041 or complete your details below. We will be glad to help!