Deciding on the types of insurance that your GP Federation might need can be confusing and the pace of change in the NHS is extraordinary. Extended Access, APMS contracts and other service types all need to be taken into account. Talk to a broker that has the knowledge and can talk your language.
We can recommend what you must have, should have and could have but the table below tells you more about the insurance that a GP Federation should be considering.
We can help federations in Bromsgrove, Evesham, Droitwich Spa, Redditch, Worcester, Warwickshire, West Midlands and further afield.
Damage to equipment at and/or away from the premises. Can include breakdown and consequential losses.
Cyber insurance can cover damage to equipment for example by, computer hacking.
To insure the business contents against damage such as fire, theft or escape of water.
To cover lost income and the costs of keeping the business running following insured damage at the premises.
Cyber insurance can cover loss of income following a data breach, denial of access or cyber attack.
To provide legal advice and costs of pursuing or defending certain actions such as employment, contractual or property disputes.
To protect the personal assets of a director, partner or senior employee following an allegation that they committed a wrongful act during the course of employment e.g. Health & Safety at Work, employment dispute or financial matters.
To cover legal defence costs and awards made against you arising from your liability at law for injury to your employees. This is compulsory.
Usually added to Management Liability insurance, this protects the business in the event of an alleged wrongful employment act.
To cover legal defence costs and awards made against you arising from your liability for breach of contract, negligence or breach of confidentiality.
Depending on how treatment is being provided through the federation, it may create the need for it to have malpractice insurance as well as the doctors and other healthcare staff.
To cover legal defence costs and awards made against you arising from liability at law for injury to others or damage to their property arising out of your business activities.
To cover claims from third parties for damage to their systems, loss of money, business interruption, breach of copyright, penalties from regulator.
To provide a lump sum payment and/or regular weekly payments following permanent or temporary disablement as a result of an accident e.g. loss of an eye or a broken leg.
Ms CP, Sonographer, Eastbourne
Ms DM, Radiographer, Clacton on Sea
Victoria Fothergill, Sonographer, Nottingham
CH, Sonographer, Basingstoke
Julia Warne, Sonographer, Cheltenham
MB, Sonographer, Ilford
