If you have employees, contractors, casual workers or temporary staff, you are required by law to take out employers’ liability cover, to deal with any claims from employees who’ve been injured or become seriously ill or has died as a result of working for you.  We also have access to a range of other employee insurance cover to meet all your business needs.

Personal Accident Insurance

Permanent or temporary injury to an employee can be traumatic to the individual and disruptive to the business. Personal Accident insurance can provide a lump sum payment to the employee (or dependants) following accidental death or permanent injuries such as a loss of limb, loss of an eye, or permanent total disablement.  This can be extended to pay a regular weekly amount to the employer following temporary injury as a result of an accident or illness e.g. a broken leg. This can be paid for up to 104 weeks and can be used to cover the employee’s normal earnings or it could go towards temporary staff costs.

Business Travel Insurance

This is similar to individual travel insurance but can include all business trips taken by employees and provides cover for medical expenses, cancellation costs, money, lost passport and replacement employee expenses.

Management Liability Insurance

A company director, partner or senior manager can be held personally responsible for a wrongful act committed in the course of the business e.g. Health & Safety at Work, employment dispute or financial matters. Management Liability insurance (sometimes called Directors’ and Officers’ Liability insurance) covers the costs of defending such action and hence protects the personal assets of directors or senior employees.

For more details on how we can help protect your business, call us TODAY on 01527 306 041 or complete your details below. We will be glad to help!