Protect your organisation, volunteers and community projects with an insurance solution that is tailored to meet the needs of charity, non-profit and community groups. As insurance specialists, we find a policy from our large panel of insurers that designed to your requirements, giving you peace of mind so you can continue to make a difference.

Insurance policies are tailored to protect against the specific risks that care organisations face: abuse, medical malpractice, breach of professional duty, employee dishonesty and volunteers.

Volunteers covered under employment liability insurance?

Volunteers aren’t considered as employees under law and this can lead to confusion. Organisations that rely on volunteers should consider specialist policies that ensure volunteers are covered.

Additionally, charities and community groups are exposed to potential fraud, theft and dishonesty from their volunteers and employees. Common examples are:

  • Fabricating invoices
  • False expenses
  • Petty cash theft
  • Stealing collection tins

These often occur in small amounts initially and build up over time, resulting in a significant financial impact on an organisation’s finances.

What type of Charities and Community Groups can be covered?

  • Counselling, advocacy, outreach, wellbeing, support groups
  • General community, neighbourhood groups, social groups, hobbies and local interest
  • Nurseries, playgroups and out-of-school clubs
  • Community and/or village hall provision, management and administration of facilities for the benefit of the community
  • Training and/or education
  • Youth and children’s groups, clubs and societies

What Type of Not for Profits can be covered?

  • Professional body
  • Trade body
  • Consultancy
  • Education and training (not conventional education)
  • Fundraising and grant-making
  • Community development
  • Property owning
  • Research
  • Arts, culture and recreation

Get in touch with our team of specialists today to discuss your insurance requirements and find out how we can help your business today, call us on 01527 3061041