I visited a potential client a few weeks ago and as usual, I was going through their existing paperwork to identify what they were and weren’t insured for.
One disturbing thing I found was that their insurer required them to have their own alarm system, meeting certain specifications. It was disturbing because they didn’t have an alarm! They had been quite unaware that had they suffered a break in, their insurer could have turned down their claim.
We were able to place them with an insurer that did not require an alarm system so they are now a client and correctly insured!
The moral of the story is to check your insurance documentation. Call us if you feel you need to review your insurance.