Monty Python fans will remember this, others may not. Either way, I have some tips for you that will help you if you ever need to make a claim:
- Take photos of each area of your business premises, from different angles so that all your equipment is identified. Believe it or not, people that suffer a break in or fire often find it difficult to remember what equipment they had. A few photos will help to remind you. Plus it also acts as evidence to give the insurer to prove what you had!
- Take individual photos of more expensive equipment.
- When you buy new IT equipment, take a photo of the box label showing the make, model and serial number. Again this acts as evidence but also means you won’t have to crawl behind it looking for a serial number should it develop a fault.
- Do the same at home. Trying to remember details of all your pictures, ornaments and other contents that were damaged in a fire or stolen in a burglary can be difficult – photos will help.
- Store copies of the photos away from your property e.g. in the “cloud” or at a different address – you don’t want the evidence to be lost!
Hopefully you will never need them, but you’ll be glad if you do.
For more advice about insurance, call 01527 306 041