Is it a bird? Is it a plane?
Last week an accountant contact asked if I could help one of her clients. She had seen my recent photo taken with “Superman” and hoped some superhero qualities could assist!
Her client imports and sells toys but her insurer had decided that they were no longer prepared to insure them for injury or damage caused by their products (products liability insurance). This was clearly a huge concern for the firm as it meant they could be leaving themselves open to a significant financial risk. Can you imagine the potential legal costs and awards that might be made by a court if a child was injured?
The firm’s existing broker had contacted lots of insurers but had been unable to find a company willing to take on the risk.
“Superman” to the rescue! Using my contacts I was able to arrange suitable cover within a few days at a competitive cost, meaning the business owner is now able to sleep easy, knowing his firm is protected should the worst happen.
If you have complex insurance needs or know a firm that does, then maybe I can help! Contact me by phone on 01527 834696 or email aphillips@apinsurance.co.uk.