What a great testimonial!

Posted by on Mar 4, 2013 in Business Insurance, Consumer Insurance, Home Insurance | Comments Off It’s great to receive positive recommendations and testimonials from clients for our insurance advice. This time from Gareth Hodson, GJH Electrical Services Ltd, Electrical Contractor based in Bromsgrove “I have known Andrew Phillips for over 12 months and during that time the company has always presented itself to be professional and experts in the insurance industry.  When my...
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Servicing of Domestic Electric Gates

Posted by on Dec 7, 2012 in Consumer Insurance, Home Insurance | Comments Off A recent Health & Safety Executive case has stated that it is NOT mandatory for “domestic” owners of electric gates to have them serviced/tested annually. HSE was investigating a firm that stated it was compulsory for electric gates to be serviced annually under current health and safety regulations.   However, the HSE does advise that it is a good idea to have regular checks...
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Will Flood Insurance continue?

Posted by on Nov 29, 2012 in Business Insurance, Consumer Insurance, Home Insurance | Comments Off It is estimated that the cost of flood damage in 2012 will be £1bn.  “So what” you may ask, “That’s what insurance is for”. Yes it is, but insurance is all about protecting against unforeseen events, not things that are likely to happen.  Insurers now have more and more data about the likelihood of flooding across the country and for some areas, it doesn’t...
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Winter Weather Precautions

Posted by on Nov 19, 2012 in Business Insurance, Consumer Insurance, Home Insurance | Comments Off Hope you enjoyed the summer!!  Just to make it worse, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – Insurers don’t pay out if they are poorly maintained and they are very susceptible to wind and storm damage so make sure they have been inspected for signs of wear and tear. Large trees – watch out...
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Students at University

Posted by on Aug 30, 2012 in Consumer Insurance, Home Insurance, Uncategorized | Comments Off As the little ones (!) fly the nest to university or return for second and third years, have you thought about protecting their belongings?  Have you changed insurer in the last year and forgotten to check if you have insurance to cover their contents and belongings? Not all home insurance policies include insurance for students’ effects at university and those that do, offer very...
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Home Insurance Tips for the more complex

Posted by on Aug 29, 2012 in Consumer Insurance, Home Insurance | Comments Off Home Insurance for the more complex! Most people can arrange their home insurance very easily with a few “clicks” or a phone call. However, you may have more complex requirements or may prefer a more face to face service.    You may not “fit” a standard home insurance policy and may have a concern in the back of your mind that your insurance might not pay out if you have to make a...
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