Winter Weather Precautions

Hope you enjoyed the summer!!  Just to make it worse, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – Insurers don’t pay out if they are poorly maintained and they are very susceptible to wind and storm damage so make sure they have been inspected for signs of wear and tear. Large trees – watch out...
read more

What you do – Is it insured?

  What you do is important to you but it’s also important to an insurer.  Get your business description wrong on your policy and you could be heading for trouble!   Why?  We all know that insurance policies can be complex but at the root of your insurance is what you do.  The insurance will cover you for risks “arising out of your business”.  But if you are doing...
read more

Is Pollution a risk for your business?

  Think pollution is not a risk for your business?  Think again!   It’s not just big chemical companies that face pollution problems.  Leaks from oil tanks can also cause river or ground water pollution and companies can face clean up costs for long term pollution, which isn’t covered under normal insurance policies. The subject of environmental impairment liability...
read more

Have I got the right insurance for my business?

Deciding what is the right insurance for a business can be a minefield.   Our free guide below may be of help.   Click here for our Guide to Insurance    
read more

New French Driving Law – Breathalyser

A new French law came into force on 1 July 2012 making it compulsory for drivers to carry a breathalyser kit in their vehicles or risk an on-the-spot fine of 11 Euros. This is in addition to existing rules which require: The display of a GB plate Headlights to be adjusted to the right. The vehicle to be equipped with a warning triangle and a luminous safety vest must be kept inside the...
read more

Insurance Tips for the Medical Sector

As if the medical sector didn’t have enough to think about, businesses in this area also have many insurance issues to battle with, some of which are common to other sectors and some which are peculiar to them.  My involvement with dentists, doctors and other medical provision companies over the past 13 years has highlighted some of the more frequent misunderstandings and mistakes that can...
read more