What a great testimonial!

Posted by AP Insurance on Mar 4, 2013 in Business Insurance, Consumer Insurance, Home Insurance | Comments Off It’s great to receive positive recommendations and testimonials from clients for our insurance advice. This time from Gareth Hodson, GJH Electrical Services Ltd, Electrical Contractor based in Bromsgrove “I have known Andrew Phillips for over 12 months and during that time the company has always presented itself to be professional and experts in the insurance industry.  When my...
read more

An expensive mistake

Posted by AP Insurance on Feb 6, 2013 in Business Insurance | Comments Off A client of mine almost made a very expensive mistake this week. They have professional indemnity insurance and received a letter from one of their clients alleging that some work they had done was not up to scratch and that additional costs had been incurred in putting it right. My client forwarded the letter to me but it turns out that they knew about the problems with the work several months...
read more

What if….I need company car insurance

Posted by AP Insurance on Jan 15, 2013 in Business Insurance | Comments Off What if….my company buys a car? Whilst there has been a trend of reducing company cars in recent years, some businesses do still need to supply cars to their staff.     So what happens about insurance? Some important things to remember: The insurance needs to be in the company name, not an employee’s. It needs to cover the business use of the company. “Any driver” policies are...
read more

Don’t be tempted to turn off the heating

Posted by AP Insurance on Dec 10, 2012 in Business Insurance | Comments Off As the bank holiday approaches, don’t be tempted to do what one of my clients did a few years ago. His business always closed over Christmas and New Year so he thought he would save on his heating bill by turning off the heating.  Yes, you’ve guessed it, there was a cold snap and his pipes froze then burst….leaving water running through his premises for several days...
read more

Will Flood Insurance continue?

Posted by AP Insurance on Nov 29, 2012 in Business Insurance, Consumer Insurance, Home Insurance | Comments Off It is estimated that the cost of flood damage in 2012 will be £1bn.  “So what” you may ask, “That’s what insurance is for”. Yes it is, but insurance is all about protecting against unforeseen events, not things that are likely to happen.  Insurers now have more and more data about the likelihood of flooding across the country and for some areas, it doesn’t...
read more