Winter Weather Precautions

Posted by on Nov 19, 2012 in Business Insurance, Consumer Insurance, Home Insurance | Comments Off Hope you enjoyed the summer!!  Just to make it worse, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – Insurers don’t pay out if they are poorly maintained and they are very susceptible to wind and storm damage so make sure they have been inspected for signs of wear and tear. Large trees – watch out...
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Avoid Water Damage

Posted by on Dec 15, 2011 in Business Insurance | Comments Off It might be tempting to turn off the heating in your business premises over the holiday period.  However, a word of warning.  Last year, one of my clients did just that and when the temperature dropped, his pipes froze and then burst.  This caused serious water damage to his premises and a loss of trade…. not to mention having to work in the cold for several days! The solution is to turn...
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Flood Insurance Claims Up

Posted by on Nov 17, 2011 in Consumer Insurance, Home Insurance | Comments Off The average cost of a burst pipe claim has reached £25,000 according to AXA insurance, with the total number of claims up by around 50%, following two successive winters of big freezes.
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Who pays if you have to move out?

Posted by on Nov 15, 2011 in Consumer Insurance, Home Insurance | Comments Off Claims for damage to homes following burst pipes increased last year and the scenes of flooded houses are becoming all too familiar. Repairing the damage is one thing, but if you have to move into temporary accommodation for several weeks or even months, would all your costs be insured?  The amount that insurers will pay for these “alternative accommodation costs” varies enormously...
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Home Insurance – Preparing for Winter

Posted by on Oct 24, 2011 in Consumer Insurance, Home Insurance | Comments Off As the late summer heat wave seems to have left us at last, now is a good time to prepare for the coming winter weather and those darker nights. Here are a few suggestions to help. Flat roofs – these are very susceptible to wind and storm damage so make sure they have been inspected for signs of wear and tear. Large trees – watch out for dead branches and for any branches that are close to...
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