The dental sector has seen many changes over the past few years including new techniques requiring expensive technology.
Whilst it is possible to purchase insurance for a surgery over the internet, how confident can you be that it is right for your needs if the person you are speaking to has never met you or seen your premises? This is why it is important to deal with a local insurance broker.
We can help
Andrew Phillips Insurance has a real understanding of the issues your surgery may face. We aim to visit each client to make sure that we understand their requirements in detail. For your peace of mind, you will be dealing with a company that has experience of dealing with healthcare professionals.
Below is a list (by no means exhaustive) of just some of the covers you may need to protect your surgery:
Insurance for Dental Equipment
High tech dental equipment can be very expensive and critical to the smooth running of your surgery – it is vital to ensure that your equipment is correctly insured so that it can be quickly repaired or replaced in the event of a claim.
Public Liability Insurance
Public liability insurance protects the practice against claims brought by patients or visitors who declare that they were hurt or suffered a loss of property on your premises. For instance, if a patient slips on damp floors or trailing cables – filing a claim if injury is caused.
Business Interruption Insurance
A major incident such as a fire or flood can not only damage your premises and equipment but it also can have a long term impact on your income. Your patients might be forced to change to another practice leading to an immediate loss of income and what if they never transfer back to you? You might also incur significant costs in finding and setting up a temporary alternative surgery. Correctly arranged business interruption insurance can help to prevent a loss of income.
Legal Expenses Insurance
Over recent years, we have seen the Inland Revenue carry out more in depth enquiries into the financial aspects of dentists. We ensure that our clients are protected with legal expenses insurance which covers the costs of such enquiries.
With claims capable of quickly escalating to tens of thousands of pounds, it is vital that your dental surgery insurance policy covers you adequately for the risks that you face every day.
Want to talk?
If you own or run a practice in Bromsgrove, Droitwich Spa, Evesham, Redditch, Worcester or anywhere in the Warwickshire, West Midlands or Worcestershire areas and would like to discuss your business insurance requirements call us TODAY on 01527 834696 or CLICK HERE. We will be glad to help!