Personal Accident Insurance

Permanent or temporary injury to an employee can be traumatic to the individual and disruptive to the business. Personal Accident insurance can provide a lump sum payment to the employee (or dependants) following accidental death or permanent injury such as a loss of limb, loss of an eye, or permanent total disablement. The insurance can be extended to pay a regular weekly amount to the employer following temporary injury as a result of an accident e.g. a broken leg. This can be paid for up to 104 weeks and can be used to cover the employee’s normal earnings or it could go towards temporary staff costs.

Business Travel Insurance

This is similar to individual travel insurance but can include all business trips taken by employees and provides cover for medical expenses, cancellation costs, money, lost passport and replacement employee expenses.

Directors’ & Officers’ Liability Insurance

A company director can be held personally responsible for a wrongful act committed in the course of the business e.g. Health & Safety at Work, employment dispute or financial matters. Directors’ and Officers’ liability insurance covers the costs of defending such an action and hence protects the personal assets of directors or senior employees.

 

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As independent insurance brokers, we give advice about and arrange all these types of insurance for businesses in Bromsgrove, Redditch, Worcester, Droitwich, Evesham, throughout Worcestershire, Warwickshire and beyond.

If you would like to discuss any requirements you may have without obligation, please call us on 01527 834696 or CLICK HERE.